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CalKIDS college savings accounts

Free moneyCaliforniaScholarShare Investment Board· California

Free money the state put in college savings accounts for eligible California children, which families can claim and add to.

Apply on the official site ↗

Goes to CalKIDS.org. Applying is free.

Who generally qualifies

Children born in California since July 1, 2022, and many low-income public school students.

Exact income limits and rules are set by ScholarShare Investment Board and can change. Check the official site for current details.

How to apply

  1. Look up your child's account on CalKIDS.org.
  2. Claim the account to see the balance and get updates.

What to have ready

  • Child's birth information or school student ID

Common questions

Does it cost anything to apply?
No. Applying through the official site is free. Be wary of anyone who charges a fee to apply for you.
Do I have to pay it back?
No. This is free money that does not need to be paid back, as long as the information you give is accurate.
Who decides if I qualify?
ScholarShare Investment Board makes the final decision. This page explains the program in general terms only.
Where can I find current income limits and amounts?
Income limits, benefit amounts and deadlines change, so check CalKIDS.org for the latest details.

Added October 21, 2026. BenefitSearch is not affiliated with ScholarShare Investment Board.