CalVet home loans
Home loans for veterans buying a home in California, including some veterans who don't qualify for a VA loan.
This is a loan and must be repaid.
Apply on the official site ↗Goes to CalVet.ca.gov. Applying is free.
Who generally qualifies
Veterans buying a home in California.
Exact income limits and rules are set by California Department of Veterans Affairs and can change. Check the official site for current details.
How to apply
- Read about CalVet home loans on the CalVet website.
- Apply with CalVet or an approved lender.
- Find a home and complete the loan process.
What to have ready
- DD-214
- Income and credit information
Common questions
- Does it cost anything to apply?
- No. Applying through the official site is free. Be wary of anyone who charges a fee to apply for you.
- Do I have to pay it back?
- Yes. This is a loan and must be repaid, usually on better terms than a regular loan.
- Who decides if I qualify?
- California Department of Veterans Affairs makes the final decision. This page explains the program in general terms only.
- Where can I find current income limits and amounts?
- Income limits, benefit amounts and deadlines change, so check CalVet.ca.gov for the latest details.
Added October 21, 2026. BenefitSearch is not affiliated with California Department of Veterans Affairs.