Covered California health plans
California's health insurance marketplace, with financial help that lowers monthly premiums for many people.
Apply on the official site ↗Goes to CoveredCA.com. Applying is free.
Who generally qualifies
Californians who don't have affordable coverage through a job or Medi-Cal; financial help depends on income.
Exact income limits and rules are set by Covered California and can change. Check the official site for current details.
How to apply
- Shop and apply at CoveredCA.com during open enrollment, or after a life change.
- Report your expected income to get the right financial help.
What to have ready
- Income estimate for the year
- Social Security numbers
- Current coverage information
Common questions
- Does it cost anything to apply?
- No. Applying through the official site is free. Be wary of anyone who charges a fee to apply for you.
- Do I have to pay it back?
- No. A tax break lowers what you owe. You don't pay it back.
- Who decides if I qualify?
- Covered California makes the final decision. This page explains the program in general terms only.
- Where can I find current income limits and amounts?
- Income limits, benefit amounts and deadlines change, so check CoveredCA.com for the latest details.
Added October 21, 2026. BenefitSearch is not affiliated with Covered California.