FAFSA: free application for college aid
One free form that opens the door to Pell Grants, work-study, federal student loans and most state and school aid.
Apply on the official site ↗Goes to StudentAid.gov. Applying is free.
Who generally qualifies
Students going to college, career school or graduate school.
Exact income limits and rules are set by U.S. Department of Education and can change. Check the official site for current details.
How to apply
- Create a StudentAid.gov account.
- Fill out the FAFSA online; it's free.
- Check each school's deadline.
What to have ready
- Social Security number
- Tax information
- Bank account balances
Common questions
- Does it cost anything to apply?
- No. Applying through the official site is free. Be wary of anyone who charges a fee to apply for you.
- Do I have to pay it back?
- No. It's a free or low-cost service, not a loan.
- Who decides if I qualify?
- U.S. Department of Education makes the final decision. This page explains the program in general terms only.
- Where can I find current income limits and amounts?
- Income limits, benefit amounts and deadlines change, so check StudentAid.gov for the latest details.
Link checked October 22, 2026. BenefitSearch is not affiliated with U.S. Department of Education.