Public housing

Affordable rental homes owned by local housing agencies, with rent based on your income.

Goes to HUD.gov. Applying is free.

Who generally qualifies

Households with low income, seniors and people with disabilities; local housing agencies set income limits and waitlists.

Exact income limits and rules are set by U.S. Department of Housing and Urban Development (HUD) and can change. Check the official site for current details.

How to apply

1. Find your local public housing agency on HUD.gov.
2. Fill out an application and join the waiting list.
3. Respond to any letters so you keep your place on the list.

What to have ready

• Photo ID
• Social Security numbers
• Proof of income

Common questions

Does it cost anything to apply?

No. Applying through the official site is free. Be wary of anyone who charges a fee to apply for you.

Do I have to pay it back?

No. It's a free or low-cost service, not a loan.

Who decides if I qualify?

U.S. Department of Housing and Urban Development (HUD) makes the final decision. This page explains the program in general terms only.

Where can I find current income limits and amounts?

Income limits, benefit amounts and deadlines change, so check HUD.gov for the latest details.

Link checked October 22, 2026. BenefitSearch is not affiliated with U.S. Department of Housing and Urban Development (HUD).