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VA life insurance

Free service or coverageFederalU.S. Department of Veterans Affairs· Available in every state

Life insurance options for veterans, including coverage for veterans with service-connected disabilities.

Apply on the official site ↗

Goes to VA.gov. Applying is free.

Who generally qualifies

Veterans, service members and their families.

Exact income limits and rules are set by U.S. Department of Veterans Affairs and can change. Check the official site for current details.

How to apply

  1. Compare VA life insurance options at VA.gov.
  2. Apply online.

What to have ready

  • DD-214
  • VA rating letter (if any)

Common questions

Does it cost anything to apply?
No. Applying through the official site is free. Be wary of anyone who charges a fee to apply for you.
Do I have to pay it back?
No. It's a free or low-cost service, not a loan.
Who decides if I qualify?
U.S. Department of Veterans Affairs makes the final decision. This page explains the program in general terms only.
Where can I find current income limits and amounts?
Income limits, benefit amounts and deadlines change, so check VA.gov for the latest details.

Link checked October 22, 2026. BenefitSearch is not affiliated with U.S. Department of Veterans Affairs.