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Homebuyer and rental help in New Hampshire

Free service or coverageNew HampshireNew Hampshire Housing· New Hampshire

Help buying a home, such as low-rate mortgages and down payment help, plus programs for affordable rentals.

Some homebuyer help comes as loans that must be repaid.

Apply on the official site ↗

Goes to nhhfa.org. Applying is free.

Who generally qualifies

First-time and moderate-income homebuyers in New Hampshire, and renters looking for affordable housing; limits vary by program.

Exact income limits and rules are set by New Hampshire Housing and can change. Check the official site for current details.

How to apply

  1. Browse programs on nhhfa.org.
  2. For homebuyer programs, contact one of the agency's approved lenders.
  3. For rentals, use the agency's search tools or listed partners.

What to have ready

  • Proof of income
  • Credit history
  • Tax returns

Common questions

Does it cost anything to apply?
No. Applying through the official site is free. Be wary of anyone who charges a fee to apply for you.
Do I have to pay it back?
No. It's a free or low-cost service, not a loan.
Who decides if I qualify?
New Hampshire Housing makes the final decision. This page explains the program in general terms only.
Where can I find current income limits and amounts?
Income limits, benefit amounts and deadlines change, so check nhhfa.org for the latest details.

Added October 21, 2026. BenefitSearch is not affiliated with New Hampshire Housing.