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PAAD prescription help (Pharmaceutical Assistance to the Aged and Disabled)

Free service or coverageNew JerseyNew Jersey Division of Aging Services· New Jersey

Lowers the cost of prescription drugs to a small copay for seniors and people with disabilities with income under the limit.

Apply on the official site ↗

Goes to NJ.gov. Applying is free.

Who generally qualifies

New Jersey residents 65 and older, or 18 to 64 getting Social Security disability, with income under the PAAD limit.

Exact income limits and rules are set by New Jersey Division of Aging Services and can change. Check the official site for current details.

How to apply

  1. Apply with the Division of Aging Services by mail or through your county Office on Aging.
  2. Enroll in a Medicare Part D plan if you have Medicare.

What to have ready

  • Proof of income
  • Proof of age or disability benefits
  • Medicare card, if you have one

Common questions

Does it cost anything to apply?
No. Applying through the official site is free. Be wary of anyone who charges a fee to apply for you.
Do I have to pay it back?
No. It's a free or low-cost service, not a loan.
Who decides if I qualify?
New Jersey Division of Aging Services makes the final decision. This page explains the program in general terms only.
Where can I find current income limits and amounts?
Income limits, benefit amounts and deadlines change, so check NJ.gov for the latest details.

Added October 21, 2026. BenefitSearch is not affiliated with New Jersey Division of Aging Services.