Pennsylvania CHIP (health insurance for kids)
Free or low-cost health insurance for every uninsured child in Pennsylvania who isn't eligible for Medicaid, including checkups, dental, vision and hospital care.
Apply on the official site ↗Goes to CHIPCoversPAKids.com. Applying is free.
Who generally qualifies
Uninsured Pennsylvania children under 19; families with higher incomes pay a monthly premium.
Exact income limits and rules are set by Pennsylvania Department of Human Services and can change. Check the official site for current details.
How to apply
- Apply online through COMPASS or Pennie.
- Pay the monthly premium if one applies.
What to have ready
- Children's birth certificates
- Proof of household income
Common questions
- Does it cost anything to apply?
- No. Applying through the official site is free. Be wary of anyone who charges a fee to apply for you.
- Do I have to pay it back?
- No. It's a free or low-cost service, not a loan.
- Who decides if I qualify?
- Pennsylvania Department of Human Services makes the final decision. This page explains the program in general terms only.
- Where can I find current income limits and amounts?
- Income limits, benefit amounts and deadlines change, so check CHIPCoversPAKids.com for the latest details.
Added October 21, 2026. BenefitSearch is not affiliated with Pennsylvania Department of Human Services.