Homes for Texas Heroes home loans
Home loans with down payment help for teachers, police, firefighters, EMS, nurses, veterans and other public service workers.
Some down payment help comes as a loan that must be repaid.
Apply on the official site ↗Goes to TSAHC.org. Applying is free.
Who generally qualifies
Texas teachers, first responders, nurses, veterans and certain other workers buying a home, under the income limit.
Exact income limits and rules are set by Texas State Affordable Housing Corporation and can change. Check the official site for current details.
How to apply
- Check eligibility on the TSAHC website.
- Take a homebuyer education course.
- Apply with a participating lender.
What to have ready
- Proof of profession or service
- Income and credit information
Common questions
- Does it cost anything to apply?
- No. Applying through the official site is free. Be wary of anyone who charges a fee to apply for you.
- Do I have to pay it back?
- No. It's a free or low-cost service, not a loan.
- Who decides if I qualify?
- Texas State Affordable Housing Corporation makes the final decision. This page explains the program in general terms only.
- Where can I find current income limits and amounts?
- Income limits, benefit amounts and deadlines change, so check TSAHC.org for the latest details.
Added October 21, 2026. BenefitSearch is not affiliated with Texas State Affordable Housing Corporation.